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+---- Thread: Do you guys Calculate your expenses? (/showthread.php?tid=6145485)
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Do you guys Calculate your expenses? - Money- - Mar 20, 2021
I calculate my expenses , how much I used for food today etc.
I am looking for an excel template or any web-based sheet that I can record.
Do any of you used one? Mind If I know what excel template or site you used for it?
Been looking around but I can't find any good ones. Let me know what you guys use if you do record it down.
RE: Do you guys Calculate your expenses? - A Nobody - Mar 20, 2021
I don't track it but I'm aware that I overspend on a few things. My bank account keeps going up and I'm continuing to invest at a rate I'm happy with. For now I want to enjoy spoiling myself with a few overspends and calculating everything just stresses me out.
RE: Do you guys Calculate your expenses? - Yanix - Mar 20, 2021
I don't calculate our expenses for there were always extra expenses specially on foods for we have 2 kids that are really hard to feed :D
Maybe when they go a little more then it's time for us to have a track on our expenses.
RE: Do you guys Calculate your expenses? - Neon™ - Mar 20, 2021
I start calculating only when I'm very short on cash and have a certain goal for e.g when I want to save money for something.
RE: Do you guys Calculate your expenses? - ▋▋▋▋▋▋▋▋▋▋▋▋ - Mar 20, 2021
Only made a simple Excel file for my debts, with total amount on x, monthly fee and what is expected to be left.
RE: Do you guys Calculate your expenses? - SIM-4973360 - Mar 20, 2021
I calculate my expenses , but that doesn't seem to help me realise how much i do spend or put me in the position to feel bad about them and spend any less.
RE: Do you guys Calculate your expenses? - LoremIpsum - Mar 20, 2021
Yes, I used to do this with an app.
Keeping track of my (little) expenses, which woke me up pretty good over the years.
I stopped using the app, as I noticed I was spending more time filling in every single transaction and/or revenue, that I lost more time with this app than I was spending money really.
The app is great for those who think often "where did my money go", because a few $0,25 and $1,70 and $5,90 transactions will lead into hundreds of fiat lost in random stuff or wastes like Starbucks.
RE: Do you guys Calculate your expenses? - Phobix - Mar 20, 2021
I instead just spend whatever I find to be a normal amount of money depending on the day before and my next expected day. If I didn't spend alot yesterday I might be willing to spend a bit more today if I know tomorrow I won't spend much either.
What I end up doing is just moving all the funds in my checking account to my savings every 2 weeks before payday hits and that seems to be working for me. I have this weird psychological thing where if I feel like I am being limited or forced to do less of something, I will get the urge to do the opposite and splurge because I feel I won't have the time to spend it all. So if I calculated $20 a day and only had that in my checking account it would give me anxiety whenever I buy something.
RE: Do you guys Calculate your expenses? - Juoku - Mar 20, 2021
I don't really do an expenses sheet or something like that, I just know how much I make and keep my spending lower while putting some aside monthly, I'm sure Excel has built in templates for stuff like that tho
RE: Do you guys Calculate your expenses? - Tommie R - Mar 20, 2021
Personal expenses? Hell no, I'm too lazy to do that. Fortunately, I'm not on a tight budget.
RE: Do you guys Calculate your expenses? - DocShifty US Army Retired - Mar 20, 2021
You can have a lot more nice things if you budget. Even if you don't have much.
RE: Do you guys Calculate your expenses? - NoneStar - Mar 20, 2021
I've been wanting to but IDK how to do it to be honest.
RE: Do you guys Calculate your expenses? - Utility - Mar 20, 2021
I calculate my expenses from my account and in my head.
I have all my bills designated for certain checks in the month and I always have projected savings afterwards.
RE: Do you guys Calculate your expenses? - severos - Mar 20, 2021
(Mar 20, 2021 04:03 AM)Money- Wrote: I calculate my expenses , how much I used for food today etc.
I am looking for an excel template or any web-based sheet that I can record.
Do any of you used one? Mind If I know what excel template or site you used for it?
Been looking around but I can't find any good ones. Let me know what you guys use if you do record it down.
Been tracking all my expenses for 2.5 years using this app: https://play.google.com/store/apps/details?id=com.realbyteapps.moneymanagerfree&hl=en_US&gl=US
Gotta say it did help me realize expenses that I wasn't aware of, and helps me to stay on focused on budget. I have a sense of budget now but still using it.
Being the lazy ass I am, sometimes I'll skip buying a snack because I don't wanna bother writing it in the budget XD that shit saves me like one snack a day... imagine the money and calories I've avoided
RE: Do you guys Calculate your expenses? - Forest - Mar 20, 2021
I used to transfer funds from my savings account to my Monzo card as the Monzo app tracks all your purchases and puts them together each day