+- Hack Forums (https://hackforums.net)
+-- Forum: Money (https://hackforums.net/forumdisplay.php?fid=241)
+--- Forum: Crypto Currency (https://hackforums.net/forumdisplay.php?fid=380)
+--- Thread: BitPay alternative (/showthread.php?tid=6331635)
BitPay alternative - Mewtwo - Sep 10, 2026
I used to use BitPay to pay some bills. Unfortunately, they stopped doing that for a while now. They use MoonPay to convert to ACH which sucks for the crazy fees.
Does anyone use any other apps? I found an app called Strike. It has the option to pay bills without exchanging to USD, via a routing bank number. Pretty cool considering most websites only give a debt card, but not a bank number. The fees however seems to be expensive, 0.089% vs the traditional
AI Quote:
For a $1,000 BTC/ETH sale, using the fee rates we were comparing:
Platform Approx. sell fee Cost on $1,000
OKX U.S. 0.08% maker / 0.10% taker $0.80–$1.00
bitFlyer Lightning 0.10% $1.00
Gate US about 0.38% $3.80
Strike 0.89% at the lowest volume tier $8.90
Robinhood exchange routing up to 0.95% at the lowest tier up to $9.50
eToro 1.00% $10.00
Uphold about 1.8%–1.95% $18–$19.50
The big caveat is bank withdrawal cost. For only $1,000, a platform with a cheap trading fee can still be worse overall if it charges a fixed wire fee. For example, bitFlyer’s $20 wire fee would make a $1,000 cash-out roughly $21 total, despite the $1 trading fee.
So for a small amount like $1,000, free ACH matters a lot more than it does for a $50k or $100k sale.
RE: BitPay alternative - Omniscient - Sep 10, 2026
Strike fees are reasonable. And their bill pay service is free. You're only paying for conversions.
Spritz Finance also has a Bill Pay service using crypto but it's 2% fee.
https://app.spritz.finance/
These places have to make money to operate.