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What's your best tip for saving money?

Earn more than you intend to save.
(Jun 22, 2020 07:42 AM)funtela Wrote:  Isn't 1/10th towards savings a small amount?

If you don’t have debt that makes it 30%

This is made for people who have other shit to worry about other than saving. Personally I save/invest 60%
I post all my trades and alpha on Twitter. @SlayerXBT
(Jun 22, 2020 08:31 AM)LSD Wrote:  If you don’t have debt that makes it 30%

This is made for people who have other shit to worry about other than saving. Personally I save/invest 60%

Gotcha. Sounds about right when you put it like that
I gave all my money to my wife,that saved me from big spend in useless thinks, right now after 5 years and hard work , u have my fortune !!be carefully
Always trust if u follow my advice
[Image: EU2zob3.gif]
Sounds like a pretty good deal just focus on your goals and you will be fine.
You can save quite a bit on groceries if you shop smart and buy some things that are on sale in bulk (make sure you can consume whatever it is before the expire date though).
💜GOMINING💜
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Jk xD

Best way is to think with priorities, not wasting without reason.
Example don't go to a restaurant when you can cook home
Save every buck you possibly can. Buy the cheaper foods, use a bicycle to get around, remove extra things from your diet, buy things in bulk etc. It'll be hard at first but the savings will accumulate.
Avoid as many subscriptions as you can.

The only reoccurring payments I make for nonessential things is my gym membership. (and even then it's a cheep, church owned, not well known, back of the building kinda rust room with weights in it)

My music when I work out is all MP3 music from YouTube (played on my one time purchase FiiO X3 2nd Gen).

YouTube and Twitch are my best friend, and if I want to watch a fight or something on paper view there's always the bars or Buffalo Wild Wings.

The best way to save money is to not spend money. Don't buy it if you don't need it. And if you do need/want it and it's not an essential to staying alive, find the cheeper options.
If you're trying to save money, put it in a savings account and act like it doesn't exist until it's time to use it.

[Image: 70erIAc.png]
(Jun 22, 2020 02:33 PM)Connected Wrote:  If you're trying to save money, put it in a savings account and act like it doesn't exist until it's time to use it.

That's where most people are done the biggest disservice by their parents with this advice.
You should put it in Good stocks and forget it.
Savings lose value over time.
I post all my trades and alpha on Twitter. @SlayerXBT
(Jun 22, 2020 02:49 PM)LSD Wrote:  That's where most people are done the biggest disservice by their parents with this advice.
You should put it in Good stocks and forget it.
Savings lose value over time.

I do agree stocks are a good investment, but you shouldn't put ALL your savings into the stock market.

[Image: 70erIAc.png]
I think the first thing you should do is figure out where you spend the most of your money. You can start by keeping a monthly record on paper and not just through payment apps coz those can get confused sometimes. For instance I would buy cigarettes at a 7eleven and it would show up as something like paid for fuel in my banks app. After youve figured out how much is spent monthly on which avenue, discuss with your partner about where you can make cuts. It would be easier if both of you were on board with this. The minimalistic approach suggested by some might be a bit too legendary level difficult right from the get go but if you cut down on useless and unnecessary expenses, itll get easier gradually.
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Discord: artisan0488
Telegram: @art154n
The best advice I can give for saving money is to just, not spend any money.

I'm like a crushed light bulb, all out of shine.
I'm so scared of the future so I stay stuck, broken in to pieces and my spirit's all taped up.

[Image: IlLxzpy.png]



If you can't buy it twice, don't buy it.


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