[Viyirus]

Hey,

I reside in the EU, I use Wise, and wish to buy BTC/ETH with my card, with the lowest possible fees. Currently I use Luno who has 3.5%, with my 1k buy there is 33 EUR fees, I wonder if there is a platform with lower fees? I read Pionex has 0.05%, is there some catch here? Or maybe I am just paranoid, and 3.5% for a card is actually low, if it is, then my bad!

What are your recommendations?

[SUI-3183372]

Is it a credit or debit card?

[Viyirus]

I recommend using Kraken, the best exchange you can find hands down. And to pay with bank transfer, creditcards are going to have insane fees no matter the platform.

Okay, I might do this, how long will it take for me to get the coins?

Bitstamp serves EU customers and they have been around for a long time.  Never used them before personally though.

I might look them up, but it would relieve me if I could hear someone using them and can vouch for them

Is it a credit or debit card?

I think its a debit card, I can't go minus

[u8898731]

Paying via card usually results in paying higher fees. Most bank transfers are 0% in fees if I'm not mistaken, just takes a few days to show up in your balance

[Viyirus]

Paying via card usually results in paying higher fees. Most bank transfers are 0% in fees if I'm not mistaken, just takes a few days to show up in your balance

So if I don't mind the delay, I should opt for Kraken and buy BTC/ETH using my Wise bank? I like the instantaneous deposit with card, but when I wanna buy 3k, I'll pay 100 EUR in fees which is a lot to me, so I will go for the Kraken route then most likely, thanks for the input everyone

[u8898731]

So if I don't mind the delay, I should opt for Kraken and buy BTC/ETH using my Wise bank? I like the instantaneous deposit with card, but when I wanna buy 3k, I'll pay 100 EUR in fees which is a lot to me, so I will go for the Kraken route then most likely, thanks for the input everyone

I'm not from the EU so not sure what the ACH fee is like on Kraken there, but I'm pretty sure Coinbase US has 0% ACH deposit fee. I'd just skim through EU platforms and find out which has the lowest ach fee + good reputation, since ACH is generally what will have the cheapest fee

[Viyirus]

I'm not from the EU so not sure what the ACH fee is like on Kraken there, but I'm pretty sure Coinbase US has 0% ACH deposit fee. I'd just skim through EU platforms and find out which has the lowest ach fee + good reputation, since ACH is generally what will have the cheapest fee

Okay I'll try to do some research and see what I may find, thanks u8898731

[u8898731]

Okay I'll try to do some research and see what I may find, thanks u8898731

No stress brother! Good luck on your search and feel free to lmk if you have any other questions

[Cooldudex]

"I think its a debit card, I can't go minus" - Crypto investor, 2022

[Deadmau5]

I use Bitvavo, which only has 0.25% fees for buying.