Mine is waiting 48 hours before any non-essential purchase. Half the time I forget I wanted it hence dont waste money on a random product. What's your tip?
Share your best budgeting or money-saving tip |
(Oct 12, 2026 03:47 AM)Sift Wrote: Think about if I really need it, is it something I will use regularly or just once. Yes!! Or to write it down. Then if you still want it after a certain amount of time, that means you'll probably use it. As opposed to an impulse purchase. (Oct 12, 2026 03:49 AM)Deany Wrote: Budget and anime collecting don't mix. Thats fair! So whats the solution? Dont budget for anime? Win-win? (Oct 12, 2026 04:11 AM)Fish Wrote: Yes!! Or to write it down. Then if you still want it after a certain amount of time, that means you'll probably use it. As opposed to an impulse purchase. Exactly. (Oct 12, 2026 01:33 PM)oRequiem Wrote: It would have to be pirating, no? 😂 lmao facts. especially on HF, im sure a lot of us have done that... if someone denies it, then idk if i can trust them (Oct 14, 2026 07:20 AM)Yin Yang Wrote: Eating out can easily make you spend $50-100 Yes! Cook your meals at home and watch your wallet stack up cash $$$. ![]() (Oct 12, 2026 03:40 AM)Fish Wrote: Mine is waiting 48 hours before any non-essential purchase. Half the time I forget I wanted it hence dont waste money on a random product. What's your tip? I need to practice this too. I always end up in FOMO and impulse purchases. Most of them are sitting without use. I hope this thread may help me out.
I'm addicted to saving so kinda natural for me but i struggled with it in my early 20s
what i do is after all my monthly expenses just throw whatever is left into savings and either leave it or start DCAing into other investments ![]() (Oct 15, 2026 12:19 AM)Pimping Wrote: I'm addicted to saving so kinda natural for me but i struggled with it in my early 20s Do you invest everything or let them sit in a savings account and just invest some? ![]() (Oct 15, 2026 12:46 AM)Oh_Well Wrote: Do you invest everything or let them sit in a savings account and just invest some? I let it sit in a high yield savings and invest a certain amount from it weekly ![]() (Oct 15, 2026 12:51 AM)Pimping Wrote: I let it sit in a high yield savings and invest a certain amount from it weekly Good thinking! ![]() |
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