[Leon The Professionalist]

I have been looking to invest this $5000 in low risk, liquid investments, maybe $1k each to diversify. I bought a bitcoin back when they were $250 each, but unfortunately I sold it at around $350. Could have had 1000% return, lol.

I have been considering:
ETFs.
Promotional savings accounts (they can be 5% per year, but usually you need to read the fine print to make sure you don't miss the requirements)
A short term CD (not too good).
A short term T-bill
Short term BAs (not sure how to buy these).
Commercial paper (also don't know how to buy these).

I definitely get the risk-reward continuum thing, so I know I won't make a lot of money. I am willing to put some of it away in an non-liquid state for up to 6 months, but I will need some of it after that.

[SIM-2223238]

ANS is kinda decent to put money into right now, I personally don't recommend following advice of HF members.

EDIT: Found out it's not the crypto section..

[Leon The Professionalist]

fcuk you aggron

Ought to be

fuck you aggron

[Stevensan]

Crypto currencies are high risk investments. It has no fundamental value. You can go to the bank to ask for advice.

[Travelers]

Why not just go with ETFs? And if you have that amount of money to invest, I sincerely wouldn't ask the internet for advice. Doesn't the brokerage firm or bank you are considering using to purchase your ETFs offer some kind of financial advice, either for free or paid?

[Azizraudy]

Why not just go with ETFs? And if you have that amount of money to invest, I sincerely wouldn't ask the internet for advice. Doesn't the brokerage firm or bank you are considering using to purchase your ETFs offer some kind of financial advice, either for free or paid?

I'm not trying to be mean but banks are full of shit. They take management fees and don't even beat the index. Oh... I forgot, let's also take in consideration all those hidden fees

[Travelers]

I'm not trying to be mean but banks are full of shit. They take management fees and don't even beat the index. Oh... I forgot, let's also take in consideration all those hidden fees

Where are you banking at dude? Ofc banks are full of shit, that's why you invest wisely and check the effing fees before you dump $5000 into something. Did you also miss the part where I told the OP not to ask the internet for advice and just go to the actual brokerage firm or bank and ask some questions? Of course do your research online first, but if you don't know what you are doing then I doubt asking HF will help you make a good investment.

[vexius]

low risk? low risk in my eyes is an expected return of 1-3% a month, would that really be worth it?

[SavageAF]

I'd personally look into buying some government backed bonds depending on what country you live in

[Ezechiel]

Guys, op joined the 07-22-2017 posted this and never came back so chill lol...

[Proxyman]

I'd personally look into buying some government backed bonds depending on what country you live in

Lol it's a good ieda. I recommend to buy Venezuelan bonds :)

[fnatic440]

low risk? low risk in my eyes is an expected return of 1-3% a month, would that really be worth it?

You mean 1-3% a year? That return a month is fucking amazing.

---

Bonds are low risk. Specifically US Treasury Bonds. But if you're young and you can afford the volatility of the market, you should invest in ETFs or mutual funds that have at least 60% in stocks. Additionally, investing is a long term process contrary to popular belief. There is no one individual that can "read" the market and make significant money buying and selling daily. There are massive fees that coexist with this + taxes. It's just generally not worth it. If you invest in stocks (including indexes) you want to make sure you keep that money for at least 3-5 years, but preferably more.

[Vossen]

low risk? low risk in my eyes is an expected return of 1-3% a month, would that really be worth it?

1-3% a month low-risk? Wow, show me the nuggets
With $5000 and that return you'd be a millionaire within 22 years

[exploid2017]

Checkout crypto day tradiing

[Cagey]

Checkout crypto day tradiing

Bitcoin can cash at any minute hes lookin for low risk