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Who has better anti-fraud? Paypal or Stripe?

What is your experience regarding anti-fraud protection?
I mean I had previously tried faking chargebacks on paypal by signing in from across the world on vpn and using anonymous browser with different useragents and machine. They let me sign in with no problem and then I tried charging back on the browser I usually use but they denied it and said it wasnt unauthorized. Usually u have to call your card provider or bank if u paid with those to have anything done.
(Mar 17, 2020 12:39 PM)wowsomuchfun Wrote:  I mean I had previously tried faking chargebacks on paypal by signing in from across the world on vpn and using anonymous browser with different useragents and machine. They let me sign in with no problem and then I tried charging back on the browser I usually use but they denied it and said it wasnt unauthorized. Usually u have to call your card provider or bank if u paid with those to have anything done.

Can vouch that this has been done and PayPal used to have massive security issues. I use PayPal as my main source of income online. They have improved significantly, but fraudulent accounts still exist. They've since cracked down by ordering stricter account limitations for unverified accounts and such. I have a friend who owes around $7k in chargebacks to PayPal under a fake name, stemming back to 2010. Luckily it's harder for people to do this now without committing some type of ID fraud or synthetic identity creation.

Stripe I refuse to use at all on a business level.
Stripe has way better tools for fraud prevention. How smart you are about using them is up to you.
I would have to say stripe, but there’s always around both.
[Image: Lw5BVVZ.gif]
If you get frauded through PayPal, the only place that can help you is your Bank and not them so you better have a good bank
Its definitly Paypal.
It depends on what you are going to do with Stripe.
Stripe has better anti-fraud detection. Simply put.

Both companies anti-fraud systems are still advanced and should fit your needs.
I only Deal with Contracts
Paypal has really upped its game recently
Stripe right now, but Paypal is improving. I always prefer not using PP.
Ive done some bh and id really say pp is more secure
Stripe is amazing, I use it for all my businesses.

Inactive, I don't sell products anymore. Please do not message me.
Just here to occasionally lurk.
it would be paypal. stripe not on paypal's level as of now.
Stripe, PayPal used to be a chargeback nightmare, not sure if it still is. I prefer bitcoin over anything.
Stripe has way better fraud protection and a well documented api. You can even see their ip address, name, location, email, etc when they make a purchase.

But at the end of the day I'd rather take a loss with paypal, better to make sales than have little to no sales at all.


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