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Question for Binance Users - Why not Flexible Savings?

Recently switched to Binance as a primary wallet - and I've been loving the platform so far (besides their options trading section)

Question for veteran users who hold money inside their FIAT & Spot wallets - why doesn't everyone hold their money inside flexible savings?
From what I understand - there aren't fees on transferring between your flexible savings and spot wallet, and trades can be done instaneously with your accumulated interest being paid out.

So why on earth would anyone hold anything in their spot wallets and not hold everything inside of flexible savings? If you're a daytrader it may not be worth it - but if you're simply holding different coins for a week or two, why wouldn't you earn interest on all of it?

Curious if there's any drawback to holding everything in flexible savings (apart from what's being staked).


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