[Ðr1ps]

Hello, is there any reliable online bank like Western Union or Paypal that offer a debit card without monthly fees?

[Faceless Man]

Hello, is there any reliable online bank like Western Union or Paypal that offer a debit card without monthly fees?

Use Monzo

[Ðr1ps]

Use Monzo

Are you using it?

Trying to understand their fees here. It says they limit your withdrawals to £200, and you pay 3% if you go over it?

[SIM-1729678]

Check n26, I believe they don't have fees.

[Ðr1ps]

Check n26, I believe they don't have fees.

Reading n26's FAQ:

Can I withdraw money with my N26 debit card abroad?
- Yes! All N26 cards let you withdraw money at foreign ATMs. It’s free with Black and Metal and standard users only have to pay 1,7% conversion fee.

Which are the N26 exchange rates for withdrawing abroad?
- Premium accounts don’t pay any fees for withdrawing money. While free plans pay a one-time 1,7% on withdrawals in currencies outside the Eurozone.


So does that mean I will have to pay 1.7% on every withdrawal plus 1.7% on the first withdrawal?

I'm confused with what they consider abroad exactly. So if I'm within the EU I'm paying 1.7% on each withdrawal?

[Faceless Man]

Are you using it?

Trying to understand their fees here. It says they limit your withdrawals to £200, and you pay 3% if you go over it?

I'm using it myself, its great.

Also really good for international use, Ive never had an issue with it

[Exeter]

I'm using it myself, its great.

Also really good for international use, Ive never had an issue with it

what documents we need to provide to have that card?

[Agent Raigar]

Discover has a cashback debit.

[Porn]

Just choose a reliable bank without withdraw/deposit fees for like $1 per month. If you choose a sketchy bank you will lose all of your money.

[Natas]

Yes sir use TCU,
Teachers Credit Union

No fees at all just 5$ you get your 5$ back if you close your account.

[Meow]

I believe Revolut doesn't have any monthly fees.

You can read more here:
https://www.revolut.com/legal/fees/

PM me and I can send you the link where you can get a physical card for free, including delivery.

[Pyro]

cryptopay for btc, working everywhere

[JTMBoss]

cashapp venmo paypal and a few others

[spiral]

Monzo and Starling are good if you are from the UK

[Ðr1ps]

Monzo, n26 and Revolut look great actually, no fees or anything just some limitations. The rest seem to have fees applied to each transaction.

I also liked the idea of Cryptopay where I could store cash in BTC and be able to spend that BTC with a debit card BUT the fees are ridiculous. There's a monthly fee, an issuance fee, a withdrawing fee, a spending fee and a bunch of other fees I didn't bother reading.
Would be awesome if there's something similar out there without all of those fees. I believe the conversion fee should be enough to cover everything else.